Home loans

Hai and team certainly work with customer first approach. They have been providing unmatched value as financial advisors and brokerage firm for many years. Highly recommended…

Hai was excellent in helping us purchase our first home. Took the time to explain the process, as well as schemes which we took advantage of. Throughout the process, he kept us in the loop of where things were up to and was a pleasure to deal with.

He's also just helped us get a better deal re-financing! Team worked fast and communicated effectively to get all the documentation organised and submitted. Couldn't recommend the team enough.

I was introduced to Hai through my new accountant (who’s also a long-time client of Hai with multiple properties), and I’m really glad I took the recommendation. I’ve worked with a few brokers before, and I can confidently say Hai stands out.

He’s been super attentive from day one—proactive, responsive, and always willing to help. He even followed up with my accountant to assist with setting up a trust and provided extra property data when I needed it.

In the end, Hai helped me land a great rate and made the whole process feel smooth and easy. Definitely someone you can trust—I wouldn’t hesitate to recommend him.

We engaged with You First Finance a couple years ago as our mortgage broker, Hai and his team was nothing but engaging and professional in securing our home loan.

Everything was clearly explained in detail and very prompt with communication throughout the process. Very happy with the service and outcome provided. Highly recommend!

As a first home buyer it can be quite daunting sorting the finances for your first purchase. Hai and his team went above and beyond to ensure all my questions were answered. Highly recommend

Always impressed by the dedication and quality of service that You First Finance provides. Hai and the team go above and beyond to keep processes simple, smooth and speedy! We'll forever be in debt to Hai for all the hard work he puts in and we would recommend him in a heartbeat! Appreciate you 100 times over.
Liz & Matt

I've known Hai and his team for a long time, and I can confidently say they are one of the best in the business. Their professionalism, knowledge, and dedication to their clients are unmatched. Hai goes above and beyond to ensure eveyrthing runs smoothly, and his expertise makes the entire process stress-free. I trust him and his team to deliver outstanding outcomes every time. Highly recommend!

Hai is very knowledgeable and has helped a lot of my clients with Residential, Commercial, and SMSF loans. He is an absolute gun and makes the loan process look as easy as ordering a coffee—except he delivers results faster than a barista on a Monday morning!

Not only does he know the ins and outs of every lending option, but he also has the patience of a saint (which is impressive, considering he deals with banks daily). His problem-solving skills are next level—if there’s a roadblock, Hai doesn’t just find a way around it; he builds a whole new road!

Whether it’s a tricky commercial deal or an SMSF loan that needs expert handling, Hai gets it done with zero fuss and a whole lot of professionalism. Plus, his sense of humor makes even the most complicated loan applications feel like a breeze. If you need someone who’s sharp, efficient, and genuinely cares about getting the best outcome, Hai is your guy! Highly recommend him.

Jenny has been very supportive and willing to help you find the best rate. I highly recommend her as your broker. Happy to do business with her

I would like to express my sincere gratitude to Hai and Romelyn for their assistance in successfully completing my refinancing. Their dedication and unwavering patience in dealing with clients like me are truly commendable.

This was my second transaction with Hai, as he also assisted me with my first investment loan. Based on my experience, I can confidently say that both Hai and Romelyn are highly professional and exceptionally reliable. I highly recommend their services.