Finance with 
expert guidance
flexible solutions
tailored advice
you first

You First Finance provides tailored flexible lending solutions measured against your needs, putting your needs first.

Why You First Finance?

Whether you’re looking to purchase your first home, renovate, refinance or invest, we have a solution for you.

Our Promise

At You First Finance, we will always get back to you within hours, not days.

Premium Pricing

Your loan is repriced once every year to ensure you are on a competitive rate.

Annual Review

A free annual review of your existing loan to ensure the loan still meets your needs.

We understand that everyone is different and that’s why we always put you first.

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To meet your needs

Home Loans, Investment Loans, Commercial Loans

Home Loans

First home loans

We understand the challenges that come with purchasing your first home. Allow us to guide you through it.

Guarantor loans

We can assist you and your guarantor in establishing and obtaining loans while minimising risks.

Bridging loans

We provide expert guidance on short-term bridging loans, offering and facilitating a simple and seamless process.


Investment & Refinance

Investment loans

Assistance with investment loans, including comparison, assessment, liaising and tax.

Refinancing loans

Effortlessly transition between lenders with streamlined comparisons and negotiations.


Construction Loans

Construction loans

Building, renovating or expanding? We provide expert advice and diverse lending options to meet your project.

Construction loans - secure your home - you first finance

Commercial & Asset Finance Loans

Business loans

We specialise in business finance and at You First Finance, we can customise your loan to meet business.

Car financing

We simplify the process of securing your car loan, ensuring you can stop waiting and start driving sooner.

Asset financing

Need financing for your boat, RV or equipment? We can help you get your loan approved faster.

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Self Managed Super Fund Loans

SMSF loans

We assist in self-managed superannuation lending options to align with your requirements.

Investment loans - grow your capital - you first finance


We will help structure your loan from the beginning to assist you in reaching your property investment objectives.

We have access to lenders who do not charge for a valuation. We will arrange valuations with various lenders to maximise what you are able to draw out from your equity, as valuations may differ between lenders. The variation in valuations from different lenders can be crucial in determining whether you have the necessary equity to proceed with your plans.

Moreover, we can connect you with accountants, buyers’ agents and financial planners who have expertise in supporting property investors.

Ready to get the right advice on your investment loans? 

Our experts love a challenge and we’re ready to take on any project we’ll also help you walk through the whole application process.

Terms and conditions - your agreement - you first finance

Compare over 60 lenders

You First Finance offers a simplified loan process that enables you to compare all available lenders and secure the best rates.

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